Medford's typical home dates to 1981, later than many of its neighbors. Copper wiring is standard by that point, so we spend less time chasing loose aluminum joints here. The real issue is capacity. A 100 to 150-amp panel from 1981 was sized for a household that never planned on a heat pump, a hot tub and an EV charger sharing the same box.
That shows up as breakers that trip when too much runs at once, or a panel that is simply out of open slots. We size the upgrade to what the house actually needs now, not just what fits.
Medford sits inside the same storm track as the rest of Burlington County, with nor'easters and tropical remnants passing through and a flood history along the Rancocas Creek watershed. A whole-home surge protector is cheap insurance against what those storms do to sensitive electronics.