Before we add a big circuit, we do a load calculation. That tells us whether your panel can take a Level 2 EV charger or a heat pump. If it can, we add the circuit, pull the permit and book the inspection. If it cannot, we quote a 200-amp upgrade in writing next to the new circuit. You see both prices before choosing.
Storms are the other call. In September 2021, Hurricane Ida's remnants flooded parts of Bucks County and knocked out power across it. A standby generator with a transfer switch is the fix for the next one. Quakertown and Perkasie, 5 and 8.9 miles out, run their own borough electric systems. Check whose name is on your bill before any meter work.